Protect Your Income, Ensure Your Future with Salute

Secure Your Income, Embrace Peace of Mind with Salute! Tailored Protection Plans for Illness & Injury. Safeguard Your Financial Future Today.

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Explore Our Income Protection Solutions Today

Explore tailored income protection solutions designed to ensure your financial stability during unexpected life events, keeping you secure and stress-free.

Explore Our Tailored Income Protection Solutions

Explore tailored plans that safeguard your income against life's uncertainties, ensuring your financial stability no matter what happens.

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Comprehensive Income Protection Plans

Income protection plans tailored for financial stability, covering a significant portion of your earnings during illness or injury, ensuring ongoing financial security.

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Short-term Disability Coverage

Short-term disability coverage provides temporary financial support, helping you maintain stability during brief periods of work absence due to qualifying disabilities.

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Long-Term Disability Coverage

Long-term disability coverage supports significantly prolonged absence from work due to severe health issues, ensuring financial stability until work resumption or retirement.

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Several gold bars stacked on a dark surface

Self-Employed Income Protection

Self-employed Income Protection: Tailored financial safeguards for freelancers and entrepreneurs, ensuring stability during health-induced work interruptions.

Testimonials

Jasmine Richards

Salute's Comprehensive and Long-term Disability Insurance is straightforward. It truly eased my worries during a tough time. Highly recommend their personalized approach!

Monica Chandler

Switched to Salute after trying several others. Their long-term disability plan and short-term options really stand out. Hassle-free and reliable service.

Thomas Krazinski

Salute's self-employed income protection is straightforward. It covers my fluctuating earnings without hassle. Gives peace of mind, especially in uncertain times.

FAQs

Essential Answers for Your Income Protection Queries

What does income protection insurance from Salute cover

It covers a portion of your earnings when you are unable to work due to illness or injury

How long does it take for the benefits to start paying out?

There is typically a waiting period of 30 to 90 days after an illness or injury before benefits begin.

Are there any exclusions I should be aware of in the income protection plans?

Common exclusions include pre-existing conditions, self-inflicted injuries, and issues from alcohol or drug misuse.

Can I cover 100% of my income through your protection services?

Most plans cover up to 50-70% of income, as benefits are usually tax-free.

What makes Salutes self-employed income protection different from other policies?

Salutes self-employed income protection is tailored for variable income patterns, focusing on flexibility and coverage of business overheads.

Is there a maximum age limit for obtaining coverage?

Yes, the maximum age for starting a new income protection policy is typically between 60-65 years.